Rates

Checking and Savings Accounts

Account Product

Interest Rate

Annual Percentage Yield

Senior Success
     All balances

.25%

.25%
Money Market    
     Daily balances of:    
    0 to $4,999.99 .25% .25%
    $5,000.00 to $39,999.99 .50% .50%
    $40,000.00 to $99,999.99 .75% .75%
    $100,000.00 to $249,999.99 1.50% 1.50%

$250,000.00 and up

3.00% 3.00%
Now
     All balances
.25% .25%
Savings
     All balances
.50% .50%
Christmas Club
     All balances
.50% .50%

 The interest rate and annual percentage yield may change after account opening. Fees could reduce the earnings on the account.

CD Rate Schedule
Account Product NameInterest RateAnnual Percentage Yield
6 Month Simple Interest CD*

3.90%

3.94%

6 Month Add-On CD*

3.90%

3.94%

Additional deposits of $25.00 minimum allowed with a maximum total contribution of $10,000.00

12 Month Simple Interest CD* 3.75% 3.75%
12 Month Add-On CD* 3.75% 3.75%

Additional deposits of $25.00 minimum allowed with a maximum total contribution of $10,000.00

 18 Month Daily Compound CD*

3.65%

3.72% 

 24 Month Daily Compound CD*

3.60%

3.67%

30 Month Daily Compound CD*

3.50%

3.56%

 36 Monthly Daily Compound CD*

3.25% 

3.30%

48 Month Daily Compound CD*

3.25%

3.30%

60 Month Daily Compound CD*

3.00%

3.05%

Second Chance 30 Month CD*

3.50%

3.56%

The minimum balance required to obtain the APY is $100.00

*A penalty may be imposed for early withdrawal.
The annual percentage yield assumes interest will remain on deposit until maturity.  A withdrawal will reduce earnings.  For current rate information call (816) 628-6666.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of November 25, 2024.
IRA Rate Schedule
Account Product NameInterest RateAnnual Percentage Yield
6 Month IRA*

3.90%

3.96%

12 Month IRA* 3.75% 3.80%
18 Month IRA* 3.65% 3.70%
24 Month IRA* 3.60% 3.65%
30 Month IRA* 3.50% 3.55%
36 Month IRA* 3.25% 3.29%
48 Month IRA* 3.25% 3.29%
60 Month IRA* 3.00% 3.03%

The annual percentage yield assumes interest will remain on deposit until maturity.  A withdrawal will reduce earnings.  This schedule applies to all types of Retirement Accounts, Regular, Education, Roth, SEP, and Simple.

* A penalty may be imposed for early withdrawal
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of November 25, 2024.
For current rate information call (816) 628-6666.