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NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account (including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category. For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/ deposit/deposits/ unlimited/expiration.html |
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Rates > Checking and Savings
The interest rate and annual percentage yield may change on these accounts. At our discretion we may change the interest rate and annual percentage yield on these accounts daily. Fees could reduce earnings on the account.
Interest rates and annual percentage yields are current as of February 25, 2013.
| Product | Interest Rate | APY * |
| Senior Success | ||
All balances |
.05% | .05% |
| Money Market | ||
Daily balances of: |
||
up to $999.99 |
.01% | .01% |
$1,000.00 to $9,999.99 |
.05% | .05% |
$10,000.00 to $39,999.99 |
.10% | .10% |
$40,000.00 and up |
.15% | .15% |
| Now | ||
All balances |
.05% | .05% |
| Savings | ||
All balances |
.15% | .15% |
| Christmas Club | ||
All balances |
.15% | .15% |
| * Annual Percentage Yield | ||
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