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NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts. For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov. |
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Rates > Certificates of Deposit
The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings on the account. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.
Interest rates and annual percentage yields are current as of January 30, 2012.
| | ||
| Product | Interest rate | APY * |
| Misc. Simple Int CD | ||
All Balances |
0.01% | 0.01% |
| Misc. Daily Compound CD | ||
All Balances |
0.01% | 0.01% |
| 31 Day Simple Interest CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.05% | .05% |
$10,000.00 and up |
.05% | .05% |
| 91 Day Simple Interest CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.05% | .05% |
$10,000.00 and up |
.15% | .15% |
| 6 Month Simple Interest CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.20% | .20% |
$10,000.00 - and up |
.30% | .30% |
| 9 Month Simple Interest CD | ||
| Daily Balances of: | ||
| up to $9,999.99 | ||
| $10,000.00 - and up | ||
| 12 Month Simple Interest CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.35% | .35% |
$10,000.00 - and up |
.45% | .45% |
| 18 Month Daily Compound CD | ||
Daily Balances of: |
||
up to $9,999.99 |
0.55% | 0.55% |
$10,000.00 - and up |
0.65% | 0.65% |
| 24 Month Daily Compound CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.70% | .70% |
$10,000.00 - and up |
.80% | .80% |
| 30 Month Daily Compound CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.75% | .75% |
$10,000.00 - and up |
.85% | .85% |
| 36 Month Daily Compound CD | ||
Daily Balances of: |
||
up to $9,999.99 |
.95% | .95% |
$10,000.00 - 39,999.99 |
1.05% | 1.05% |
| 48 Month Daily Compound CD | ||
Daily Balances of: |
||
up to $9,999.99 |
1.24% | 1.25% |
$10,000.00 - and up |
1.34% | 1.35% |
| 60 Month Daily Compound CD | ||
Daily Balances of: |
||
up to $9,999.99 |
1.49% | 1.50% |
$10,000.00 and up |
1.59% | 1.60% |
| Second Chance 30 Month CD | ||
All Balances |
.75% | .75% |
| The interest rate and annual percentage yield may change after account opening. The minimum balance required to obtain the APY is $10,000.00 | ||
| Add-On CD's | ||
| 6 Month Add-On CD | ||
Daily Balances of: |
||
up to $5,000.00 |
.20% | .20% |
| Additional deposits in $100.00 increments allowed with a maximum total contribution of $5,000.00. | ||
| 12 Month Add-On CD | ||
Daily Balances of: |
||
up to $1,000.00 |
.35% | .35% |
| Additional deposits of $100.00 minimum allowed with a maximum total contribution of 1,000.00. | ||
| A penalty may be imposed for early withdrawal. | ||
| Fees could reduce the earnings on the account. | ||
| * Annual Percentage Yield | ||
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