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Loan Products > Personal Loans



Consumer Installment Loans
Leisure Line
Home Equity Line of Credit
Real Estate Loans
Home Construction
Vacant Land

As a locally owned Bank our decisions are made locally offering you more personalized service, quick turnaround time and flexible financing. Kearney Trust Company's primary lending areas are Northern Clay County and Clinton County in Missouri. A personal loan application is located under Credit Applications.

Contact us for current rates.

Consumer Installment Loans

Auto
Drive away in your next car with an auto loan from Kearney Trust Company. Please call for a current rate quote.

Recreational
To help you relax and enjoy your free time we offer loans on all types of recreational activities including boats, motors, trailers, motor homes, campers and ATV's. Please call for a current rate quote.

Secured by Depository Account
These loans carry an increased flexibility and rate structure since the collateral is your own Kearney Trust Company account. Rates and terms will vary depending on the type and term of depository account used as collateral. Please call for a current rate quote.

Unsecured
Please call for a current rate quote.

Leisure Line
This Line of Credit gives you the ease and flexibility to borrow money by simply writing a special Leisure Line Check. Once your Leisure Line is established you only pay interest on the balance that is advanced. This leaves the remaining balance available for your wants, needs, or dreams.

Home Equity Line of Credit
If you have equity in your home, now may be the time to apply for a Kearney Trust Company Home Equity Loan. These loans are revolving lines of credit secured by the equity in your home.

Home Equity Loans can enable you to do home improvements, buy a car, pay bills or take a vacation. These loans let you use the money for whatever need you have.

Real Estate
We are an active real estate lender and have programs to fit almost everyone's needs.

Home Construction
We make construction loans that can be rolled over into permanent long term financing, with ease.

Second Mortgages
We provide financing for home additions, remodeling, bill consolidations or almost anything you can imagine by securing the loan with the equity in your home.

Vacant Land
We provide financing for the purchase of vacant land, whether it is acreage or a future building site.

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