Loan Products > Business Loans

Kearney Trust company recognizes the importance of providing financing to serve businesses in our area, whether it is short term financing, expansion or start up. As a locally owned Bank, decisions are made locally, giving you quicker turn around time as well as an understanding of your individual needs.

Contact us for current rates.

Commercial Real Estate/Construction Lending
We offer loans for the construction, remodeling, purchase of vacant land and the expansion or purchase of commercial properties. Please contact us for our current rate structure as rates are based on cash flow, credit history, financial strength and equity position.

Equipment & Inventory
We offer financing for the purchase of equipment and inventory. The maximum loan term may vary depending on amount requested and type of collateral. Please contact us for our current rate structure as rates are based on cash flow, credit history, financial strength and equity position.

Line of Credit
These loans can be unsecured or secured by business property, personal property or real estate. The purpose of these loans is typically to provide short-term capital to a business. Please contact us for our current rate structure as rates are based on cash flow, credit history, financial strength and equity position.

Government Guaranteed
We offer SBA and FSA guaranteed loans that are designed to help small to medium businesses that may have difficulty obtaining financing through normal means.

Agricultural
We offer financing for the purchase of equipment, operating needs and farmland purchases.